What's Included In the Action Plan?
After your counseling appointment, we’ll develop and action plan.
For example, if your home is facing auction, we develop the following plan:
- Delay or stop the auction
- During the recent pandemic, some homeowners were behind on payments and lender’s delayed foreclosures. We can work with the lender to restructure the loan.
- A late payment lowers your credit score up to 200 points. We can create a positive credit profile.
Obviously, this plan takes into account you are still employed and can maintain monthly mortgage payments. Each plan is customize to your specific situation.